How Do I Choose Between Chapter 7 and Chapter 13 Bankruptcy?

Chapter 7 and Chapter 13 bankruptcy can both be effective solutions for individuals and households seeking relief from severe indebtedness. But these two approaches to bankruptcy are very different in many ways – and will offer benefits to different people, as a result. At the end of the day, bankruptcy isn’t a “one size fits all” proposition. It’s important to understand what type may work best for you, based on your unique circumstances. So, what are //READ MORE

2019-01-28T17:36:26+00:00 February 5th, 2019|Community|

A Consumer’s Guide to FDCPA

We’re big movie fans here at Gunderson Law Firm. And one of the most exciting and important film genres in history? Well, that’s got to be film noir. If you’ve never seen a noir film, then you’ve got to try it out. If you have seen a noir, then you know exactly what makes this genre so pulpy, fun, and thrilling. You’ve got black and white pictures! Mysterious phone calls in the middle of the night! //READ MORE

2019-01-11T16:13:47+00:00 January 22nd, 2019|Community|

Dischargeable Vs. Non-Dischargeable Debts

There are many prevalent myths, misconceptions, and misunderstandings out there when it comes to bankruptcy. Many consumers have some long-held belief about the concept that really have no strong basis in reality, for better and for worse. For instance, some consumers have a tendency to see bankruptcy as a complex, frightening, borderline-disastrous option for debt relief, which should be avoided at all costs, if at all possible. Others, in contrast, have a rosier view. For some //READ MORE

2019-01-04T17:28:47+00:00 January 17th, 2019|Community|

What Is a Bankruptcy Trustee?

Can you trust your bankruptcy trustee? As you consider bankruptcy as an option for relief from severe indebtedness, you’re bound to come across some terms and concepts that require a little bit of additional explanation. For many people, the role and purpose of the bankruptcy trustee is one such question mark. Who or what exactly is a bankruptcy trustee? How are they appointed, and what are their duties during the bankruptcy process? Do they work on //READ MORE

2019-01-04T17:21:16+00:00 January 15th, 2019|Community|

Can You Discharge Student Loan Debts In Bankruptcy?

Are your student loan debts dischargeable in bankruptcy? As with so many topics related to this important financial process, the answer isn’t necessarily always cut and dry. We hope you brought an apple and a number two pencil, because it’s time to get a little schooling on student loans and bankruptcy. The Growing Impact of Student Loan Debt in the US //READ MORE

2018-12-28T14:51:06+00:00 January 8th, 2019|Community|